Question: When Should You Give Out Your Social Security Number?

What can a scammer do with my SSN?

A dishonest person who has your Social Security number can use it to get other personal information about you.

Identity thieves can use your number and your good credit to apply for more credit in your name.

Then, they use the credit cards and don’t pay the bills, it damages your credit..

What can someone do with the last 4 digits of your debit card?

If you call your bank, or a government agency, they may ask for the last four of your social. With just that information, they won’t be able to open a new account in your name anywhere, or charge anything to your card.

What happens if you give someone your Social Security number?

What happens if you accidentally give someone your Social Security number? No matter how or why it happened, if you give your SSN to someone you suspect might be a scammer—or think that your SSN has been stolen for any other reason—take action quickly. You could become a victim of identity theft.

Is it safe to give your Social Security number online?

“There is no reason to give out your Social Security number unless there is a legitimate business purpose, and most instances it is requested there is not a legitimate need,” says Denis Kelly, president of IDCuffs.com, an identity theft prevention company.

Is it OK to give last 4 digits of SSN?

The more your number is out there, the greater the risk of identity theft. Guard the Final Four. Although most widely used and shared, the last four digits are in fact the most important to protect. These are truly random and unique; the first five numbers represent when and where your Social Security card was issued.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

Is it illegal to use SSN for identification?

The SSN is the single most widely used record identifier for both government and the private sector, exerting a broad influence on the lives of most Americans. However, by itself, it is not a personal identifier because it lacks systematic assignment to every person and the means to authenticate a person’s identity.

Should I give DraftKings my SSN?

Yes, you can bet on sports without a social security number. … It’s a slightly different situation online because operators like DraftKings and FanDuel require the last four digits of your social security number to deposit and sign up for an account.

Who can legally ask for your SSN?

You do need to give your Social Security number (SSN) to: Companies from which you are applying for credit: credit cards, loans of any type, cell phone service. Your department of motor vehicles. Employers. The three main credit reporting agencies: Equifax, Experian, and TransUnion.

Will my bank ask for my Social Security number?

Banks, companies, and government agencies generally won’t call you up out of the blue asking for your Social Security number. If you get an unsolicited call and you’re asked to provide that information, hang up the phone and do not, under any circumstances, comply.

How do I protect my Social Security number?

How to Protect Your Social Security NumberOffer an Alternative Form of ID. … Ask Why and How the SSN Will Be Handled. … Leave Your Card at Home. … Shred Mail and Documents with Personal Details. … Don’t Use Your SSN as a Password. … Don’t Send Your SSN via an Electronic Device. … Don’t Give it Out. … Monitor Bank and Credit Card Accounts.More items…•

Can I change my SSN?

The Social Security Administration generally does not encourage or allow you to change your Social Security number, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

Do you have to give out your Social Security number?

Yes, you can refuse unless you’re legally required to provide your Social Security number (SSN). However, there’s also no law preventing businesses from asking for it or refusing you service if you don’t provide it.

Why do doctors ask for SSN?

Most healthcare providers will ask you for your Social Security number when you are seeking medical care. They often require this so that they can collect payment for healthcare services and verify your identity when it comes to looking up your health records.