Quick Answer: Can Someone Drive My Car If I Have Comprehensive Insurance?

Can you drive someone else’s car if you are fully comp?

Driving Other Cars (DOC) insurance isn’t usually included as part of a fully comprehensive policy.

Unless your policy states otherwise, you’ll only be able to drive your partner’s car if they’ve added you as a named driver or have a family or any driver car insurance policy..

Will my insurance cover if I let someone drive my car?

For someone else to be covered while driving your vehicle, they need to be on your policy as a listed driver. It’s always best to read over your Certificate of Insurance (COI) and the relevant Product Disclosure Statement (PDS) so you know exactly where your coverage extends to.

Is a named driver insured to drive another car?

If you drive someone else’s vehicle then you will not be covered by their (the main driver) motor insurance policy – you must become a named driver on their policy. As a named driver you will be given the same level of cover as the vehicle’s main driver.

Can someone drive my car if they are not on my insurance UK?

Let’s start with the basics: it is illegal to drive without insurance. Most UK insurance policies cover only the people named on the policy to drive the particular car covered by the policy.

What happens when you let someone else drive your car?

In most cases, if you give permission to someone else to drive your car (making them a permissive driver) and they cause an accident, your insurance will cover the costs. … If the person who was driving your car doesn’t have their own insurance, they may be on the hook financially for damages to the other party.

Don’t drive away without auto insurance Your dealer’s insurance doesn’t cover your new car once you complete the purchase. Dealerships require you to have your own insurance before you leave their lot, especially if you’re leasing or financing the vehicle.